Keep cash within easy reach using this convenient, interest-bearing account.

  • $100 to open
  • Up to two withdrawals per month at no charge; $5 each thereafter
  • No monthly service charge with $1000 minimum balance; otherwise $10 per month


Maintain easy access to your funds while taking advantage of tiered money market rates that increase with your balances.

  • $1,000 to open
  • Up to 6 preauthorized transfers (including up to 3 checks) per statement cycle; $10 each thereafter
  • No monthly service charge with $1,000 minimum balance; otherwise $12 per month
  • Limited to six (6) preauthorized transferes per month and include transactions by check, draft, debit card, or similar order made payable to third parties. Beginning with the seventh (7th)
    transaction, there will be a $10 charge for each check/withdrawal during the statement period.


If your company has significant balances available for overnight investment, we can automatically “sweep” your excess funds into repurchase agreements to help you maximize your return.

Ask us for details (this account not FDIC-insured).


Call on the experience and resources of Lumbee Guaranty Financial Services for help in developing effective financial strategies, including investment plans for your business and retirement plans for you and your employees.


Every successful business needs a reliable source of capital, and Lumbee can provide the financing you need for ongoing operations, expansion and other business purposes. Whether short-term or long-term, secured or unsecured, we have the flexibility to structure loans according to your specifications. Lending areas include:

  • Capital Acquisition or Improvements
  • Seasonal Lines of Credit
  • Working Capital Loans
  • Agricultural Loans
  • Construction Lines
  • Real Estate Development


Lumbee CDs offer competitive rates and flexible terms in a secure, FDIC-insured account.


Larry R. Chavis has been promoted to EXECUTIVE VICE CHAIRMAN by the Board of Directors of Lumbee Guaranty Bank.

Kyle R. Chavis has been selected by the Lumbee Guaranty Bank (LGB) Board of Directors to succeed Larry R. Chavis (no relation) as CEO. In addition, Bryan K. Maynor has been promoted to President and Chief Operating Officer of the Bank. Both men will assume their new roles immediately.

Mr. Kyle Chavis, (47), has been an employee of LGB for 18 years. His experience includes a total of 25 years in a variety of banking roles at Wachovia Bank, Triangle Bank and others. He has been serving as Executive vice President and Chief Credit Officer of LGB for the past eight years. Kyle Chavis received a Bachelor of Arts in Business Management, with a concentration in Finance from North Carolina State University in 1991, and he is currently working toward a Master’s in Business Administration at UNC Pembroke. He attended graduate banking schools at Louisiana State University and through the North Carolina Bankers Association. He and his family reside in Lumberton, NC.

Mr. Bryan Maynor (53) has a 28-year banking career, 18 of which have been with LGB, most recently as the Executive Vice President and Chief Operations Officer. He was born and reared in Pembroke, NC and received his Bachelors of Science in Industrial Relations at UNC Chapel Hill in 1986. Maynor also attended graduate banking schools at LSU and through the NCBA. He attained an Executive Masters in Business Administration from Troy University in 2007. Maynor lives in Pembroke with his family.

In making the announcement, LGB Board of Directors Chair, Arnold Locklear, acknowledged the experience, leadership and skill that Kyle Chavis and Bryan Maynor have already contributed to the Bank, stating, “These gentlemen have been involved at a senior management level over many years of change at LGB. The Board is excited to have them as our next executive team.”

Mr. Larry Chavis said, “I have teased these guys that it will take two of them to replace me, but the truth is banking has become a much more complex business since I was a young banker. I am comforted that Kyle and Bryan will be at the helm when I slow down.”

LGB is a commercial bank founded in 1971. The Bank currently serves customers in Robeson, Cumberland and Hoke Counties. The Bank has $350 million in assets and 13 branch offices. Please visit our website:

Pembroke, NC

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© 2005 Lumbee Guaranty Bank