At Lumbee Guaranty Bank, we are committed to meeting the needs of our customers. As always, we offer a wide variety of products and services, and we take the time to know you. We pride ourselves on personalized services and understanding your banking needs.

We appreciate the opportunity to serve you and look forward to continuing to help meet your banking needs.


Enjoy unlimited check writing at no charge when you maintain the minimum balance.

  • $100 to open
  • No monthly service charge or check-writing fees with a $500 minimum balance; otherwise $8 per month and $.35 per check


Sign up and benefit from the value of this account with a monthly service charge and unlimited check writing.

  • $100 to open
  • $5 monthly service charge
  • Unlimited check-writing


If you’re 55 or better, this account offers unlimited check writing with no minimum balance.

  • $100 to open
  • No activity charge
  • Direct deposit required
  • $3 maintenance service charge per month
  • No check images returned with statement


Get the advantages of unlimited check writing and earn interest when you keep a minimum balance.

  • $100 to open
  • No monthly service charge or check charge with a $750 minimum balance; otherwise $14 per month and $.35 Per check


Our full-service checking account lets you write 25 checks a month at no charge and earn interest.

  • $5,000 to open
  • No monthly service charge with a minimum balance of $25,000 per month; otherwise $25 per month.
  • Up to 25 free check per month, $1 each thereafter.


As a Prestige Banking member, you’re rewarded for your total Lumbee banking relationship with a wealth of special benefits.

  • Unlimited check writing
  • 1/4% higher interest on all Certificates of Deposit (except special promotions)
  • Free money orders, traveler’s checks and cashier’s checks
  • Free 3 x 5 safe deposit box
  • No-fee Visa Worldcheck® card
  • Free checks and check covers
  • No monthly service charge with $10,000 minimum balance in any combination of deposit accounts; otherwise $25 per month


This money-saving feature is linked to your checking account to protect you against accidental overdrafts by covering any non-sufficient-funds (NSF) checks.

You pay the normal NSF fee, but no additional charges. Ask us for details (not availble with Free Checking).


Lumbee can offer you the privacy and convenience of a personal line of credit through your regular checking account. You can use it to protect yourself against accidental overdrafts or for an instant loan when you need cash. Either way, you never pay for it until you use it.

Ask us for details.


Larry R. Chavis has been promoted to EXECUTIVE VICE CHAIRMAN by the Board of Directors of Lumbee Guaranty Bank.

Kyle R. Chavis has been selected by the Lumbee Guaranty Bank (LGB) Board of Directors to succeed Larry R. Chavis (no relation) as CEO. In addition, Bryan K. Maynor has been promoted to President and Chief Operating Officer of the Bank. Both men will assume their new roles immediately.

Mr. Kyle Chavis, (47), has been an employee of LGB for 18 years. His experience includes a total of 25 years in a variety of banking roles at Wachovia Bank, Triangle Bank and others. He has been serving as Executive vice President and Chief Credit Officer of LGB for the past eight years. Kyle Chavis received a Bachelor of Arts in Business Management, with a concentration in Finance from North Carolina State University in 1991, and he is currently working toward a Master’s in Business Administration at UNC Pembroke. He attended graduate banking schools at Louisiana State University and through the North Carolina Bankers Association. He and his family reside in Lumberton, NC.

Mr. Bryan Maynor (53) has a 28-year banking career, 18 of which have been with LGB, most recently as the Executive Vice President and Chief Operations Officer. He was born and reared in Pembroke, NC and received his Bachelors of Science in Industrial Relations at UNC Chapel Hill in 1986. Maynor also attended graduate banking schools at LSU and through the NCBA. He attained an Executive Masters in Business Administration from Troy University in 2007. Maynor lives in Pembroke with his family.

In making the announcement, LGB Board of Directors Chair, Arnold Locklear, acknowledged the experience, leadership and skill that Kyle Chavis and Bryan Maynor have already contributed to the Bank, stating, “These gentlemen have been involved at a senior management level over many years of change at LGB. The Board is excited to have them as our next executive team.”

Mr. Larry Chavis said, “I have teased these guys that it will take two of them to replace me, but the truth is banking has become a much more complex business since I was a young banker. I am comforted that Kyle and Bryan will be at the helm when I slow down.”

LGB is a commercial bank founded in 1971. The Bank currently serves customers in Robeson, Cumberland and Hoke Counties. The Bank has $350 million in assets and 13 branch offices. Please visit our website:

Pembroke, NC

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© 2005 Lumbee Guaranty Bank