At Lumbee Guaranty Bank, we are committed to meeting the needs of our customers. As always, we offer a wide variety of products and services, and we take the time to know you. We pride ourselves on personalized services and understanding your banking needs.

We appreciate the opportunity to serve you and look forward to continuing to help meet your banking needs.


Use our savings account to store funds for a specific purpose or help children learn good saving habits.

  • $100 to open
  • No monthly service charge with a minimum balance of $300; otherwise $5 per month
  • Up to 2 withdrawals per month at no charge;
    $2 each thereafter


Offering the higher returns on tiered money market interest rates, this account also gives you the flexibility and convenience of a checking account.

  • $1,000 to open
  • No monthly service charge with a minimum balance of $1,000; otherwise $12 per month
  • Limited to six (6) preauthorized transferes per month and include transactions by check, draft, debit card, or similar order made payable to third parties. Beginning with the seventh (7th)
    transaction, there will be a $10 charge for each check/withdrawal during the statement period.


Whether you’re saving for a special purpose or simply seeking a secure, FDIC-insured investment, a Lumbee CD can be tailored to your needs. We offer a wide range of terms and competitive rates.

Call or visit for more information.


A Lumbee IRA can help you reduce your taxes while you save for retirement. We can help you set up a Traditional, ROTH, SEP, Coverdale Education Savings Account or other type of IRA plan at an attractive rate.


Drawing on the experience and resources of Lumbee Guaranty Financial Services, you can get the help you need to achieve your investment objectives, from building and preserving wealth to sheltering your assets from taxes. We can tailor investment and retirement plans to fit your goals, lifestyle and risk tolerance.


Larry R. Chavis has been promoted to EXECUTIVE VICE CHAIRMAN by the Board of Directors of Lumbee Guaranty Bank.

Kyle R. Chavis has been selected by the Lumbee Guaranty Bank (LGB) Board of Directors to succeed Larry R. Chavis (no relation) as CEO. In addition, Bryan K. Maynor has been promoted to President and Chief Operating Officer of the Bank. Both men will assume their new roles immediately.

Mr. Kyle Chavis, (47), has been an employee of LGB for 18 years. His experience includes a total of 25 years in a variety of banking roles at Wachovia Bank, Triangle Bank and others. He has been serving as Executive vice President and Chief Credit Officer of LGB for the past eight years. Kyle Chavis received a Bachelor of Arts in Business Management, with a concentration in Finance from North Carolina State University in 1991, and he is currently working toward a Master’s in Business Administration at UNC Pembroke. He attended graduate banking schools at Louisiana State University and through the North Carolina Bankers Association. He and his family reside in Lumberton, NC.

Mr. Bryan Maynor (53) has a 28-year banking career, 18 of which have been with LGB, most recently as the Executive Vice President and Chief Operations Officer. He was born and reared in Pembroke, NC and received his Bachelors of Science in Industrial Relations at UNC Chapel Hill in 1986. Maynor also attended graduate banking schools at LSU and through the NCBA. He attained an Executive Masters in Business Administration from Troy University in 2007. Maynor lives in Pembroke with his family.

In making the announcement, LGB Board of Directors Chair, Arnold Locklear, acknowledged the experience, leadership and skill that Kyle Chavis and Bryan Maynor have already contributed to the Bank, stating, “These gentlemen have been involved at a senior management level over many years of change at LGB. The Board is excited to have them as our next executive team.”

Mr. Larry Chavis said, “I have teased these guys that it will take two of them to replace me, but the truth is banking has become a much more complex business since I was a young banker. I am comforted that Kyle and Bryan will be at the helm when I slow down.”

LGB is a commercial bank founded in 1971. The Bank currently serves customers in Robeson, Cumberland and Hoke Counties. The Bank has $350 million in assets and 13 branch offices. Please visit our website:

Pembroke, NC

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© 2005 Lumbee Guaranty Bank