Business Checking Accounts

Whether you’re an established business owner, interested in starting your own small business, looking to expand into a larger company or somewhere in between, we have checking accounts created especially for your specific needs.

All our business checking account options offer great benefits and convenience services and are designed with our local business owners in mind. All checking accounts come with a free Visa debit card for easier spending wherever Visa is accepted.

Business Checking
  • $100 to open
  • First 175 combined items (debits, credits, items deposited)- No charge
    • Fee per combined item over 175- $.40 each
  • First $5,000 Currency/Coin Deposited- No charge
    • Currency/Coin deposited in excess of $5,000- $1 per $1,000
  • No monthly service charge with $2,000 minimum balance; otherwise $10 per month
Commercial Checking

Designed for businesses with higher activity levels, this account uses an earnings credit based on balances to offset monthly service and activity charges.

  • $100 to open
  • $15 monthly service charge
  • Activity fees
    1) $0.17 per debit
    2) $0.08 per on-us item deposited
    3) $0.09 per in-state item deposited
    4) $0.12 per ACH Credit
    5) $0.12 per ACH Debit
Business Money Manager

Exclusively for sole proprietorships, non-profit groups and governmental units, Business Money Manager is an interest-bearing account that rewards those who maintain higher balances.

  • $10,000 to open
  • Up to 50 checks paid per month at no charge; $1 each thereafter
  • Up to 125 deposited items per month at no charge; $0.09 each thereafter
  • No monthly service charge with $35,000 minimum balance; otherwise $35 per month
Interest Commercial Checking

An interest-bearing Commercial Checking account is available for sole proprietorships, non-profit groups and governmental units. Maintenance and activity fees are the same as those for our regular Commercial Checking.

  • $100 to open
Non-Profit Checking

We created this economical account especially for non-profit organizations.

  • No minimum balance to open
  • Up to 50 checks paid per month at no charge; $0.25 each thereafter
  • Up to 100 deposited items per month at no charge; $0.12 each thereafter
  • Up to 30 deposits per month at no charge; $0.35 each thereafter
  • No monthly service charge with $1,000 minimum balance; otherwise $8 per month