With any Lumbee Guaranty Bank personal checking account, you get everything that you expect – free online and mobile banking, a free debit card, free bill pay, and a free eStatement. With our Advantage and Elite accounts, you have access to a wide variety of features that can save you money, save you time, and provide peace of mind. Let us help you choose the account that meets your needs.

Lumbee Elite

  • $100 minimum to open
  • No check writing fees
  • Anywhere banking (online, mobile, eStatements)
  • LumbeePerks – discounts, health savings, cell phone protection, roadside assistance and more
  • Interest on checking balance
  • $15 monthly fee – waived with $2,500 minimum monthly balance (or combined account deposits of $15,000)
  • Download the LumbeePerks app on your Apple or Android device for easy access to all of the account features.

Lumbee Advantage

  • $100 minimum to open
  • No check writing fees
  • Anywhere banking (online, mobile, eStatements)
  • LumbeePerks – discounts, health savings, cell phone protection, roadside assistance and more
  • $8 monthly fee
  • Download the LumbeePerks app on your Apple or Android device for easy access to all of the account features.

Lumbee Basic

  • $100 minimum to open
  • No check writing fees
  • Anywhere banking (online, mobile, eStatements)
  • $9 monthly fee – waived with $500 minimum monthly balance